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A lack of diversification may increase exposure to adverse external shocks and vulnerability to macroeconomic instability. While a diversified export base may allow countries to better handle declines in commodity related revenues with alternative sources. In terms of policy implications, the findings underscore the necessity of adopting policies to increase the resilience of resource rich countries. First, developing countries should promote sound economic policies and good governance that will ensure the effective use of natural resource windfalls and build fiscal buffers, including through sovereign wealth funds or similar arrangement. The presence of a sovereign wealth fund can effectively mitigate the impact of commodity price shocks and stabilize the economy. More generally, sound fiscal policy, characterized by low debt levels is an important buffer against exogenous shocks. Second, countries should implement macro prudential policies in order to limit or mitigate systemic risk. Finally, countries should diversify their production and exports base in order to have more alternative sources of revenues allowing them to deal with the volatility of commodity exports related revenues. Note: IMF Working Papers describe research in progress by the authors and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the authors and do not necessarily represent the views of the IMF, its Executive Board, or IMF management. While many banking skills are transferable across national borders, there are institutional and cultural impediments to overcome.


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Classrooms should be treated as microcosms of the world, and the more diverse the room, the greater the opportunity for learning. Many students will come to class burdened with the biases and bigotry of their parents, peers, or culture. Teachers may struggle to re educate students who have a hard time working with, or even simply coexisting with, people who are not like them or who challenge their core beliefs. In this case study, a teacher needs to deal with a full three students who are homophobic. The students are all mature enough to confront their bigotry, but the teacher will have a much harder time dealing with intolerance in a classroom of adults vs. A classroom of young students, whose minds are still flexible.



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The obstacles open on a rolling start basis. You have one hour out of the 24 with no obstacles. In our first lap the only open obstacle we hit was mud mile a series of mud mounds and water filled pits. About a mile from the finish the left front wheel started acting wonky again when it fell off completely. I held the wheel while the guys fastened a rope around the side it was missing from and we slowly finished our last mile. We got into the pit and the team quickly got geared up for the night. Hypothermia wasnt an if it was a when for us myself and the team alike since they move so slow compared to runners and that changed the way we approached things. Our pit crew was incredible. They were quick to help my team put on wetsuits and get the wheelchair patched up. We left without headlamps out for another lap. We didnt take into consideration that by this time most of the obstacles would be open, slowing down our lap times.



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After his students give oral reports on the 13 colonies, he reads "Johnny Tremain" aloud to them. When he gets to the phrase, "Boston slowly opened its eyes," he stops. He sees poetry everywhere. In cows who "stretch their necks toward the sky and try to say 'moon. '" In a tumble of overturned lawn chairs outside a run down nursing home. In a rain delay at Yankee Stadium, where "two teenagers rain from each other's face.



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